Legal Advisory
Karnataka stamp duty and registration calculator
Work out stamp duty, cess, surcharge and the registration fee on a property in Karnataka, line by line.
Duty is charged on whichever is higher. Look it up on the Kaveri Online portal.
Government charges to budget
₹6,08,000
7.60% of ₹80 L
- Stamp duty (5%)
- ₹4,00,000
- Cess (10% of duty)
- ₹40,000
- Surcharge (2% of duty)
- ₹8,000
- Registration fee (2%)
- ₹1,60,000
Indicative, rates as understood on 31 Oct 2026. The Sub-Registrar's assessment on Kaveri Online is final. Scanning, handling and lawyer fees are extra. Not legal advice.
What you pay the government
Stamp duty is 5% of the higher of the agreed price and the guidance value. The lower 2% (up to ₹20 L) and 3% (up to ₹45 L) rates apply only to the first sale of a flat, not to resale flats, plots or houses.
On top: cess of 10% of the duty, a surcharge of 2% of the duty in city corporations or 3% in gram panchayats, and a registration fee of 2% of the value, which rose from 1% on 31 August 2025.
Questions people ask
What is the guidance value?
The minimum value the government sets for each area. If your agreed price is lower, duty is charged on the guidance value. You can check it on Kaveri Online.
Are there lower rates for women buyers?
No. Karnataka charges the same rates for men and women.
Is TDS part of this?
No. On a property of ₹50 L or more, the buyer deducts 1% TDS from the payment to the seller and deposits it. It is not an extra cost to you. If the seller is an NRI, different and usually higher TDS applies, so ask your lawyer.
Can I add this to my home loan?
Generally not. Lenders usually exclude stamp duty and registration from the value they finance, so budget for them from savings.
Talk to an Advisor
Get the registration handled
An Advisor connects you with a lawyer who can confirm the figures and guide the registration.
An Advisor calls you back within 4 working hours (Mon to Sat, 10 am to 7 pm IST).