Home Loan
How much home loan can I get?
Enter your income and existing EMIs to get an indicative loan amount in about 60 seconds, then see which projects fit that budget.
Your numbers
Your income stays on your device and is never sent.
After tax. Add a co-applicant's income to borrow more.
Car, personal and other loans. Credit card dues count too.
You could borrow about
₹74.9 L
Most lenders: ₹57.6 L – ₹92.2 L
- Monthly EMI
- ₹65,000
- Home budget
- ₹93.6 L
- Your down payment
- ₹18.7 L
- Total interest
- ₹81.1 L
An estimate, not an offer or approval. PropSarathi is not a lender; the lender alone sets the rate and decides the loan. It assumes lenders allow 40%–60% of take-home pay for all EMIs (50% for the main figure) and RBI loan-to-value limits (up to 90% for loans up to ₹30 L, 80% up to ₹75 L, 75% above). Stamp duty and registration are not financed. Your credit score, age and employer change the final amount.
Projects that fit a budget of ₹93.6 L
Bangalore projects with a published starting price at or below your budget. Prices are “from” prices.
Browse this budgetHow lenders look at eligibility
Lenders check how much of your take-home pay goes to EMIs, including the new one. Most allow about 40% to 60%. That share, the rate and the tenure set the loan you could carry.
Credit score, age, employer and the property also count, so treat this as a starting point. Adding an earning co-applicant usually raises the amount.
Questions people ask
Does this affect my credit score?
No. The check is maths on your device. A lender only pulls your credit report when you formally apply.
Is my income stored?
No. Your income stays on your device and is never sent, even if you ask us to call. Only the loan estimate is shared, and only if you leave that box ticked.
Is this an approval?
No. It is an indicative estimate. Only a lender can approve a loan.
Talk to an Advisor
Get matched with lenders
An Advisor shows you lenders that may suit your profile and helps with the paperwork.
An Advisor calls you back within 4 working hours (Mon to Sat, 10 am to 7 pm IST).