Home Loan
What home can I afford?
Turn your income and savings into a home price, after the loan limits, stamp duty and registration.
Your income stays on your device and is never sent.
You could look at homes up to
₹72.5 L
- Home loan
- ₹58 L
- From your savings
- ₹20 L
- Of which stamp duty and registration
- ₹5.5 L
Your savings set this limit: the loan can only cover part of the price, so savings pay the rest and the purchase costs.
An estimate, not an offer. It assumes EMIs up to 50% of take-home pay, RBI loan-to-value limits, and 7.6% for Karnataka stamp duty, cess, surcharge and registration. Your credit score, age and the property change what a lender offers.
Projects that fit a budget of ₹72.5 L
Bangalore projects with a published starting price at or below your budget. Prices are “from” prices.
Browse this budgetTwo limits decide your budget
Your income limits the loan. Your savings limit the rest, because lenders finance only part of the property value and none of the stamp duty or registration.
Whichever runs out first sets your budget, and the result tells you which one it is.
Questions people ask
Why does my savings figure matter so much?
RBI caps a loan at 75% to 90% of the property's value by loan size. Savings pay the rest of the price plus about 7.6% in government charges in Karnataka.
Should I spend all my savings on this?
It is wise to keep an emergency fund and money for interiors and moving. Enter only what you can commit to this purchase.
Talk to an Advisor
Sense-check this budget with an Advisor
An Advisor can compare lenders and shortlist homes in your budget.
An Advisor calls you back within 4 working hours (Mon to Sat, 10 am to 7 pm IST).